MCCCD Program Description

Automobile Policy Endorsement Coverage

Course: CSR253

First Term: 2005 Fall

Lecture 3 Credit(s) 3 Period(s) 3 Load
Subject Type: Occupational
Load Formula: S

Description: Automobile insurance policy endorsement coverage concerns. Emphasis on endorsement additions and effective date determination. Covers change of address, principle operator, vehicle replacement and deletion information and expiring policy endorsement requirement information

MCCCD Official Course Competencies
1. Cite general insurance policy endorsement concerns. (I) 2. Review general types of auto insurance coverage. (II) 3. Identify auto insurance endorsement effective date considerations. (III, VIII, X) 4. Explain auto insurance policy last change date stipulations. (IV) 5. Express considerations for adding endorsements to an expiring auto insurance policy. (V) 6. Describe automobile insurance policy change of address concerns. (VI) 7. Cite automobile insurance policy vehicle addition concerns. (VII) 8. Explain automobile insurance policy principle operator of vehicle classifications. (VIII) 9. Describe vehicle replacement procedures. (IX) 10. Identify vehicle deletion procedures. (X) 11. Identify vehicle deletion procedures. (XI)
MCCCD Official Course Competencies must be coordinated with the content outline so that each major point in the outline serves one or more competencies. MCCCD faculty retains authority in determining the pedagogical approach, methodology, content sequencing, and assessment metrics for student work. Please see individual course syllabi for additional information, including specific course requirements.

MCCCD Official Course Outline
I. Fundamental Endorsement Issues A. Definition B. Terms C. Types II. Insurance Coverage Review A. Coverage Types B. Coverage Requirements C. State Specific Insurance Requirements III. Effective Date Considerations A. General Date Establishment Procedures B. Terms 1. Exposure 2. Risk C. Effective Date Exception Stipulations 1. State Restrictions 2. Weather Restrictions IV. Last Change Date Issues A. Effective Date Request Concerns B. Premium Change C. Endorsement Considerations 1. Additional Endorsements 2. Credit Endorsements 3. Non-Premium Endorsements D. Specific State Restrictions V. Expiring Policy Alteration Considerations A. Change in Coverage Endorsements 1. Credit 2. Additional Premium 3. Non-Premium B. Renewal Coverage Parity C. Term Change Restrictions VI. Change of Address Concerns A. In State Change Concerns 1. Correct Address Importance 2. Rating Territory Changes B. Out of State Change Concerns 1. Student/Military Exceptions 2. Coverage Change Requirements VII. Vehicle Addition Procedures A. Effective Date Issues B. Vehicle Identification Number Concerns C. Garaging Considerations D. Inspection Issues E. Special Vehicle Coverage VIII. Principle Classifications A. Vehicle to Operator B. Operator C. Occasional Operator Classification D. Lien Holder Addition IX. Vehicle Replacement Concerns A. Vehicle Skill Model Replacement B. Effective Date Issues X. Vehicle Deletion Concerns A. Vehicle Sold B. Vehicle Repossessed C. Total Loss D. Information Verification Procedures A. Vehicle Sold B. Vehicle Repossessed C. Total Loss D. Information Verification Procedures

MCCCD Governing Board Approval Date: 10/25/2005

All information published is subject to change without notice. Every effort has been made to ensure the accuracy of information presented, but based on the dynamic nature of the curricular process, course and program information is subject to change in order to reflect the most current information available.