MCCCD Program Description

Workers` Compensation Insurance Policies Lab, 30: Wrkr`s Compensatn Ins Polc Lab

Course: CSR174

First Term: 2012 Spring

Laboratory 2 Credit(s) 6 Period(s) 4.8 Load
Subject Type: Occupational
Load Formula: S

Description: Practical application of compensation insurance policy procedures. Includes procedures for quotes preparation, experience ratings, and policy combinability. Also covers subcontractor labor procedures, Owner Controlled Insurance Programs (OCIP), and policy financials.

MCCCD Official Course Competencies
1. Use company websites to access information. (I) 2. Complete policy contract scenarios. (I-VII) 3. Complete various types of quotes. (II) 4. Apply Anniversary Rating Dates (ARD). (II) 5. Access experience rating screens. (III) 6. Apply experience ratings. (III) 7. Process an experience rating form (ERM-14). (III) 8. Demonstrate procedures to combine quotes. (IV) 9. Complete waiver/declaration procedures. (V) 10. Process independent contractor agreements. (V) 11. Process Owner Controlled Insurance Programs (OCIP) exclusion endorsements. (VI) 12. Complete a payroll report. (VII) 13. Explain procedures for providing international information to customers. (IV) 14. Determine appropriate international products and services. (IV) 15. Explain procedures for international call claims. (IV) 16. Explain sustain procedures. (V) 17. Describe guidelines appropriate for any adjustment claim. (V)
MCCCD Official Course Competencies must be coordinated with the content outline so that each major point in the outline serves one or more competencies. MCCCD faculty retains authority in determining the pedagogical approach, methodology, content sequencing, and assessment metrics for student work. Please see individual course syllabi for additional information, including specific course requirements.

MCCCD Official Course Outline
I. State Compensation Fund A. Resources 1. Internal Websites 2. External Websites B. Subsidiaries 1. Types 2. Characteristics 3. Benefits C. Compensation Plans 1. Types 2. Characteristics 3. Use II. Quotes Preparation A. Coverage Requests B. Ownership Entities 1. Sole Proprietorships 2. Partnerships 3. Corporations 4. Limited Liability Companies 5. Uncommon Types C. Quick Quotes 1. Tools 2. Procedures D. Business Coverage 1. Types 2. Restrictions 3. Account Creation 4. Quotes E. Researching Priors F. Policy Transition G. Anniversary Rating Dates (ARD) 1. Definition 2. Use H. Complete Quote Procedures I. Returned Applications III. Experience Ratings A. Definition B. Guidelines C. Types D. Rating Periods E. Qualifiers F. Calculations G. Resources H. Procedures I. Manual 1. Types 2. Forms 3. Purpose J. Continued Experience K. Forms (ERM-14) IV. Policy Combinability A. Terminology B. Purpose C. Impact D. Characteristics E. Common Majority Ownerships F. Mergers G. Consolidations H. Joint Ventures V. Subcontract Labor A. Definition B. Uninsured C. Waivers/Declaration D. Procedures E. Independent Contractors F. Exceptions VI. Owner Controlled Insurance Programs (OCIP) A. Definition B. Procedures C. Exclusions VII. Policy Financials A. Payroll Reports 1. Reporting Frequencies 2. Information B. Financial Statements 1. Transaction Types 2. Statements 3. Payment Plans 4. Reconciliations C. Audits 1. Purpose 2. Types 3. Access D. Collections E. Premium Financing

MCCCD Governing Board Approval Date: 5/24/2012

All information published is subject to change without notice. Every effort has been made to ensure the accuracy of information presented, but based on the dynamic nature of the curricular process, course and program information is subject to change in order to reflect the most current information available.